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Oliver Buchannon
Austin Christensen

travel rewards

+6

The 3-Card Starter Stack I Would Build First

Jul 31, 2026

•

1 min read

The 3-Card Starter Stack I Would Build First

Simple beats clever when you are getting started.

Austin Christensen
Austin Christensen

travel rewards

+6

Hyatt Is Still Valuable. The Chase Math Just Got Messier.

Jul 3, 2026

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1 min read

Hyatt Is Still Valuable. The Chase Math Just Got Messier.

The sweet spot survives, but the lazy 1:1 talking point does not.

Austin Christensen
Austin Christensen

travel rewards

+6

Having Too Many Points Is a Real Problem

Jun 30, 2026

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1 min read

Having Too Many Points Is a Real Problem

Points are not trophies. They are inventory with inflation risk.

Austin Christensen
Austin Christensen

doc queue jump

+8

Rakuten Is the Easiest Extra Amex Points Most People Ignore

Jun 26, 2026

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1 min read

Rakuten Is the Easiest Extra Amex Points Most People Ignore

A shopping portal can turn normal online purchases into extra Membership Rewards points.

Austin Christensen
Austin Christensen

travel rewards

+6

The Southwest Companion Pass Is a Timing Game

Jun 26, 2026

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1 min read

The Southwest Companion Pass Is a Timing Game

Same pass. Very different value depending on when you earn it.

Austin Christensen
Austin Christensen

doc queue jump

+8

Amex No-Lifetime-Language Offers Are the Exception, Not the Rule

Jun 23, 2026

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1 min read

Amex No-Lifetime-Language Offers Are the Exception, Not the Rule

NLL can reopen a bonus door, but only when the offer language actually says it.

Austin Christensen
Austin Christensen

travel rewards

+6

You Probably Qualify for Business Credit Cards Right Now

Jun 23, 2026

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2 min read

You Probably Qualify for Business Credit Cards Right Now

The side-hustle door most people never open.

Austin Christensen
Austin Christensen

travel rewards

+6

Annual Fees Are Not the Enemy. Unused Benefits Are.

Jun 18, 2026

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2 min read

Annual Fees Are Not the Enemy. Unused Benefits Are.

A better way to judge premium cards before the fee scares you off.

Austin Christensen
Austin Christensen

doc queue jump

+10

Three Big Card Offers Worth Checking This Week

Jun 18, 2026

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2 min read

Three Big Card Offers Worth Checking This Week

CSP, Marriott Boundless, and a targeted Amex NLL offer all deserve a look.

Austin Christensen
Austin Christensen
The Big Bonus Roundup: Sapphire, IHG, Marriott, and Amex

May 7, 2026

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5 min read

The Big Bonus Roundup: Sapphire, IHG, Marriott, and Amex

5 big card bonuses to check this week

Austin Christensen
Austin Christensen
Amex Gold vs. Chase Sapphire Preferred: Which One First?

May 5, 2026

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2 min read

Amex Gold vs. Chase Sapphire Preferred: Which One First?

🥊 Amex Gold vs. Chase Sapphire Preferred — the right answer isn't what you think

Austin Christensen
Austin Christensen
Bilt Palladium Card Review: The Premium Card for Renters and Homeowners Who Travel

Apr 30, 2026

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3 min read

Bilt Palladium Card Review: The Premium Card for Renters and Homeowners Who Travel

🏆 $495/year. 2x everything. Priority Pass. Rent AND mortgage points. Up to $600 in credits. Bilt's flagship.

Austin Christensen
Austin Christensen
Bilt Obsidian Card Review: The Mid-Tier Card for Renters Who Eat

Apr 28, 2026

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2 min read

Bilt Obsidian Card Review: The Mid-Tier Card for Renters Who Eat

🍽️ $95/year. 3x dining OR groceries. Rent AND mortgage points. Hotel credits. The Bilt sweet spot.

Austin Christensen
Austin Christensen
Bilt Blue Card Review: Rent Points Meet Simple Cash Back

Apr 24, 2026

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2 min read

Bilt Blue Card Review: Rent Points Meet Simple Cash Back

🏠 $0 fee. Points on rent AND mortgage. 4% cash back on everything else. Bilt 2.0 is here.

Austin Christensen
Austin Christensen
You Probably Qualify for Business Credit Cards Right Now (Most People Don't Know This)

Apr 22, 2026

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4 min read

You Probably Qualify for Business Credit Cards Right Now (Most People Don't Know This)

🏢 You don't need a real business to get business cards — here's why

Austin Christensen
Austin Christensen
The Points Mafia Earning Stack: Which Card to Use on Every Purchase

Apr 20, 2026

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3 min read

The Points Mafia Earning Stack: Which Card to Use on Every Purchase

💳 The exact card to swipe at the grocery store, gas station, restaurant, and everywhere else

Austin Christensen
Austin Christensen
Premium Cards That Can Outweigh the Annual Fee

Apr 17, 2026

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5 min read

Premium Cards That Can Outweigh the Annual Fee

💳 Premium cards whose perks can outweigh the fee

Austin Christensen
Austin Christensen
Chase Pay Yourself Back: When It's Worth It and When to Skip It

Apr 15, 2026

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3 min read

Chase Pay Yourself Back: When It's Worth It and When to Skip It

💰 Chase will give you 1.5 cents per point — but only sometimes

Austin Christensen
Austin Christensen
The Southwest Companion Pass: The Best Deal in Travel (And How to Get It Every Year)

Apr 13, 2026

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7 min read

The Southwest Companion Pass: The Best Deal in Travel (And How to Get It Every Year)

✈️ One trick gets your travel partner to fly free — every flight, all year

Austin Christensen
Austin Christensen
Capital One Venture X Review: The Simplest Premium Card in the Game

Apr 10, 2026

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7 min read

Capital One Venture X Review: The Simplest Premium Card in the Game

✈️ $395 annual fee. $300 travel credit. 10k anniversary miles. The math literally pays you $5.

Austin Christensen
Austin Christensen
Best Credit Cards for Beginners (2026)

Apr 8, 2026

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6 min read

Best Credit Cards for Beginners (2026)

🃏 The 3 cards every points beginner should have — in ordeR

Austin Christensen
Austin Christensen
The 5/24 Rule and Why It Should Change How You Apply for Cards

Apr 6, 2026

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4 min read

The 5/24 Rule and Why It Should Change How You Apply for Cards

🔒 Chase will reject you for this — and never explain why

Austin Christensen
Austin Christensen
Does the Amex Platinum Pay for Itself? (The Honest Answer)

Apr 3, 2026

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8 min read

Does the Amex Platinum Pay for Itself? (The Honest Answer)

💎 Amex Platinum at $895/year — when it's worth it, and when it isn't

Austin Christensen
Austin Christensen
What Are Transfer Partners — and Why They're the Whole Game

Apr 1, 2026

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7 min read

What Are Transfer Partners — and Why They're the Whole Game

🔄 Transfer partners explained — this is why flexible points beat airline miles

Austin Christensen
Austin Christensen
How to Find Saver Award Space (The Skill That Makes Cheap Business Class Possible)

Mar 30, 2026

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5 min read

How to Find Saver Award Space (The Skill That Makes Cheap Business Class Possible)

✈️ The seats exist. Most people just don't know how to find them.

Austin Christensen
Austin Christensen
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