🎯 The Best Signup Bonuses Right Now — Don't Sleep on These

Three offers worth knowing about this week. One is ending soon. All three are significantly elevated.

Ending Soon

175,000 IHG One Rewards points after $5,000 spend in the first 3 months.

This is one of the highest IHG offers we've seen, and it's wrapping up shortly — if you've been thinking about it, now is the time.

What 175,000 IHG points gets you:
IHG points aren't the flashiest — they value around 0.5 cpp — but at 175,000 points you're looking at 3-5 free nights at mid-tier properties (think Holiday Inn, Crowne Plaza, Kimpton, InterContinental). The sweet spot is InterContinental properties, which can run $300-500/night. At that level, 175k points can be worth $600-900+.

The fine print:
$5,000 spend in 3 months is on the higher end. Make sure you have the organic spend to hit it — don't manufacture spend for IHG points specifically.

Should you apply?
If you're under Chase 5/24 and have a specific IHG property in mind — yes, this is a solid offer at an elevated level. If you're earlier in building your Chase UR base (Sapphire, Freedom, Ink cards), prioritize those first.

👉 Full details: https://www.doctorofcredit.com/chase-ihg-rewards-premier-card-175000-points-signup-bonus-3/

🔗 How much are IHG points worth vs Hyatt? → https://pointsmafia.com/tools/points-valuation
🔗 Is the $99 annual fee worth it? → https://pointsmafia.com/tools/fee-breakeven

Highest Ever at This Spend Level

85,000 Aeroplan points after $4,000 spend in 3 months.

This is the highest offer we've ever seen on this card with only a $4,000 spend requirement — and Aeroplan is one of the most underrated programs in the game.

What 85,000 Aeroplan points gets you:

Option A — Business Class to Europe (Solo):
Book United Polaris business class JFK → London or Frankfurt via Aeroplan for ~70,000 points + ~$100-150 in taxes. No fuel surcharges (Aeroplan's killer feature vs other Star Alliance programs). An $8,000+ ticket for essentially $150. That's 15,000 points left over.

Option B — 3 Round-Trip Economy Tickets, North America:
~25,000 points per person round-trip = 85,000 covers 3 full round trips. Great for families or frequent domestic travelers.

Should you apply?
This card shines as an overflow play — best after you've maxed out your Chase UR/Amex MR base cards. If you're at or near 5/24, use this slot wisely. But if you've already got your transferrable currency foundation built, this is an excellent elevated bonus on a genuinely useful program.

👉 Full details: https://www.doctorofcredit.com/chase-aeroplan-card-85000-points-offer-with-4000-spend/

🔗 Track active Aeroplan transfer bonuses → https://pointsmafia.com/tools/transfer-bonus-alerts
🔗 Points Valuation — see what Aeroplan is worth → https://pointsmafia.com/tools/points-valuation

75,000 American Airlines miles after $5,000 spend in the first 5 months.

AA miles are the hardest transferable miles to earn — American doesn't have a major bank transfer partner the way United (Chase) or Delta (Amex) does. That makes signup bonuses the primary way to stack them.

What 75,000 AA miles gets you:

Should you apply?
This is a business card — you need some form of business income (freelance, side hustle, LLC). If you qualify and have maxed your Chase UR and Amex MR base, 75,000 AA miles at $5,000 spend over 5 months is very doable and a solid elevated offer.

👉 Full details: https://www.doctorofcredit.com/citi-american-airlines-75000-miles-business-offer-3/

🔗 New to the points hierarchy? → https://pointsmafia.com/tools/rulebook

THE QUICK TAKE

All three are elevated offers. None are permanent. If any of these fit your strategy, act before they rotate out.

Questions? Reply — happy to help you figure out which (if any) makes sense for your situation.

🔗 Not sure which to prioritize? Start with The Rulebook → https://pointsmafia.com/tools/rulebook

— Austin 🤌