🔔 Q2 Starts April 1. Activate Your 5% Cards Now.
Q2 runs April 1 – June 30. If you forget to activate, you earn 1x instead of 5x. Takes 30 seconds. Do it now.
Chase Freedom / Freedom Flex
Categories: Amazon, Chase Travel, Feeding America
Activate: chasebonus.com | Cap: 5% on first $1,500 → $75 max
The play: Buy $1,500 in Amazon gift cards to max it instantly. Redeemable for anything — including third-party gift cards (Apple, Uber, Chipotle, Southwest). Freedom Flex stacks to 9x on Chase Travel this quarter.
🔗 See what your Chase UR points are worth → Points Valuation
Discover it
Categories: Restaurants, Home Improvement
Activate: Discover app | Cap: 5% on first $1,500 → $75 max
Strong quarter if you dine out regularly. Home improvement counts too — good timing for spring projects.
Citi Dividend
Categories: Grocery stores, Citi Travel
Activate: citicards.com | Annual cap: $6,000 across all quarters — don't burn it all in Q2.
Grocery at 5% is strong. $500/month in groceries = $25/month back.
U.S. Bank Cash+
Choose 2 categories each quarter. Activate in the U.S. Bank app.
Top picks: Fast food, utilities, streaming — low effort, set and forget.
The Stack
Zero overlap if you hold multiple cards:
Card | Best Q2 Category |
|---|---|
Chase Freedom/Flex | Amazon + Chase Travel |
Discover it | Restaurants |
Citi Dividend | Grocery |
US Bank Cash+ | Utilities or fast food |
That's up to $300 in free cash back if you max all four.
🔗 See which card earns best on your spend → Fee Breakeven
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One reminder: activate before April 1. Most cards don't backfill — forget in April and that $ is gone.
— Austin 🤌